Loans were not to be given with interest to fellow Israelites because such lending would exploit the vulnerable and undermine the spirit of generosity and brotherhood that God commanded among His people. The goal was not profit but provision, especially for those in need.
“You shall not charge interest to your brother—interest on money or food or anything that is lent out at interest.” (Deuteronomy 23:19)
Interest-bearing loans were permitted to foreigners, but not to fellow covenant members. This distinction upheld the communal responsibility within Israel to care for one another and reflected the mercy God had shown them in delivering them from bondage.
“To a foreigner you may charge interest, but to your brother you shall not charge interest, that the Lord your God may bless you in all to which you set your hand…” (Deuteronomy 23:20)
The prohibition protected the poor from falling deeper into poverty and reminded lenders that their wealth was from the Lord. By refraining from interest, they displayed trust in God’s provision and a heart aligned with His justice and compassion.
This law promoted a culture of mutual care rather than economic exploitation. It encouraged generosity and affirmed that the community’s strength came from walking in obedience and love toward one another.
